Majestic male lion staring forward with strength and confidence, symbolizing courage during divorce.
Majestic male lion staring forward with strength and confidence, symbolizing courage during divorce.
COURAGE 101
Be Bold - Stand Strong

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution

Family Mediation with a Financial Focus

Smart People Deserve Smart Options

Divorce is hard. But it doesn’t have to be messy, expensive, or combative.

We help couples in Ontario separate with dignity, clarity, and financial wisdom—
without dragging each other through court.

Built for real life: virtual, “one stop,” step by step guided, practical and focused on what matters most…

…your kids, your home, your financial future.

10 SMART REASONS
Thousands of Families Have Utilized
The Common Sense Divorce Solution
1. Stay Out of Family Court – It’s a Slow and Expensive Mess

Most people don’t require the emotional and financial mess that comes with Family Court. You can avoid all that. The Common Sense Divorce is a clear, legal, step by step process that skips the courtroom chaos, keeps the peace, and saves you time, money, and heartache.

Divorce is hardest on the kids, but it doesn’t have to ruin their lives. We help you create a smart, child-focused Parenting Plan that gives them stability and ensures they feel loved by both parents. When your kids are okay, you’ll be okay.

Divorce changes everything, especially your money. If you’ve been relying on someone else to handle the finances, now’s the time to take control. Make money-smart decisions, so you can plan for your future with confidence.

The roof over your head is a big deal. Should you keep the house? Can you afford it? Is selling a better option? In today’s economy, these decisions aren’t easy. That’s why our Home Services Team – Realtors, Mortgage Brokers, and Real Estate Lawyers – are here to help you figure it all out and find creative solutions that work for your new reality.

Divorce is tough enough without triggering a tax disaster. You need a smart plan for dividing assets so you don’t end up paying more taxes than you should. Our team understands the financial side of divorce inside and out. and will make sure your divorce doesn’t cost you any more than it needs to.

Forget the drama and find the better way. The Common Sense Divorce addresses the legal, financial and emotional, so you and your spouse can work together on what really matters and get through this in a way that works for everyone.

The last thing you need right now is financial stress, and that includes unexpected bills. We offer realistic and inclusive Plans, so you know exactly what you’re paying for upfront. And if cash flow is tight (which it usually is during divorce), we have flexible payment plans to help you manage costs.

You shouldn’t have to sit in traffic, waste time in offices, or find a babysitter just to handle your divorce. We offer convenient online services, available across all of Ontario. Do everything from your own home – because you’ve got enough on your plate as it is.

Divorce isn’t just about splitting up. It’s about planning for your new life. You’ll need a new Will, you’ll need to file your first income taxes after the split, and you’ll probably need a new mortgage. The Common Sense Divorce addresses all of this, so you’re not left scrambling. We help you face these changes with a plan that’s smart, strategic, and tailored to your situation.

For almost 20 years, The Common Sense Divorce has helped thousands of families start their new lives. Our progressive team of legal, financial, and wellness professionals know exactly what you need to create a financially savvy Separation Agreement that is legal, enforceable, and binding. We’ve seen it all, and we know how to guide you through this without losing your mind or your money.

Thinking of Divorce? First Things First

How much a divorce will cost, how acrimonious it will be, and what the future looks like, is decided by you… right now – before your first move.

STOP - BREATHE - THINK

Before anything, do your homework. Know your gameplan. 
ASK YOUR SELF THESE 10 QUESTIONS:

  1. Am I ready to make a decision – be it to stay or to leave?
  2. Is now the best time to separate?
  3. If I decide to stay, what are the financial, emotional or safety risks?
  4. What do I have to do to create a smart financial plan for myself (and my children)?
  5. Do I understand how Ontario Law divides our stuff; both our assets and our debts?
  6. Do I actually know what’s involved with Child or Spousal Support?
  7. Does it make sense to try and keep my home or can I make a wiser money plan?
  8. If my spouse is “difficult,” do I have a solid strategy on how to navigate through this?
  9. Can I articulate my negotiation options and then choose the wisest legal process for my situation?
  10. What can I do now to land on the best foot forward for myself (and my children)?

BEFORE YOU HIRE A LAWYER,
MEDIATOR, OR GO TO COURT

Gain Confidence, Clarity and a Strategic Plan
Discover Your Next Steps
For ONLY $399

Feeling lost in the maze of separation? Our 90-minute Divorce Discovery Zoom Session cuts through the confusion and will help you make a decision, make a plan and understand your first steps.

SOLO

Solo Discovery Session
$399

For individuals who have not yet made a decision or need to equip themselves with the right information. The SOLO Discovery Session will answer your questions, explain Ontario Law in simple English and give you the information you need to make your next decisions.

JOINT

Joint Discovery Session
$399

For couples seeking a legally smart and financially-savvy divorce. Addressing misconceptions and understanding options together is invaluable. The JOINT Discovery Session will align you and your spouse with facts—not opinions— the first step towards a smarter separation.

CHOOSE WISDOM
Whether attending solo or jointly as a couple, keep your separation straight-forward, amicable and cost effective.

Get straight talk about the legal and financial realities of divorce in Ontario.

It’s the information you need to make informed decisions.

Move Your Life Forward With WISDOM Schedule Your Discovery Session Now
1-866-748-6363

WATCH: Why DIVORCE MEDIATION is Today's GO-TO Legal Solution
Mary-Ann Popescu - Lead Mediator

“For nearly two decades, The Common Sense Divorce has guided thousands of Canadians towards New Beginnings.”

IT'S NOT ABOUT WINNING A WAR - IT'S ABOUT CLAIMING YOUR FUTURE

"DIVORCE IS NOT A LEGAL PROBLEM!
Divorce is about families, change and starting over. It's about homes, taxes, legal wisdom and making smart money decisions.
It's about where will I go? What will I do? Who will I be?"
Gail Vaz-Oxlade, Canada’s leading financial expert and co-creator of The Common Sense Divorce, offering trusted guidance on smart separation decisions
Gail Vaz-Oxlade
Money Expert, Best Selling Financial Author,
Host of TV's Till Debt Do US Part - Co-Founder of The Common Sense Divorce

SMART

Have Questions About The Divorce Process in Ontario?
GENERATE A
CUSTOMIZED
DIVORCE PLAN

Smart, Proven and Built on Common Sense

NEGOTIATIONS DONE RIGHT
Divorce negotiations done properly: Fair and prepared correctly – legal, binding and enforceable.

ONE STOP SOLUTION
Mediators, Lawyers, Financial Experts, Real Estate, Mortgages, Wills, and Taxes—all in one seamless process.

NO $$$ SURPRISES
Realistic pricing, transparent fees and all-inclusive plans.
Budget, plan, and stay in control of your money.

LOSE CONFLICT, NOT MONEY
Navigate your separation with confidence, while keeping your focus on your financial future.

DIVORCE YOU CAN LIVE WITH
A financially savvy process empowering you with smart choices and solid support.

REAL EXPERTISE, REAL RESULTS
Top legal, financial, and emotional support without the sky-high fees

Clever red fox looking directly at the viewer, symbolizing smart and strategic thinking during divorce.
Clever red fox looking directly at the viewer, symbolizing smart and strategic thinking during divorce.

BE SHREWD

AVOID A MESSY DIVORCE

CONSIDER MEDIATION – Before Lawyer Litigation
STAY OUT – Of The Family Courts
CREATE & PLAN – Your Financial Strategy
DO YOUR HOMEWORK – Understand How Divorce Works in Ontario

FREE MASTER CLASS

How Divorce REALLY Works in Ontario