Brought to you by financial expert Gail Vaz-Oxlade

The Money-Smart
Divorce Solution

Financially Savvy Family Mediation in Ontario

...without going to court.
Logo for the Common Sense Divorce and Valentine Osbourne Law.

Strategic Family Mediation with a Financial Focus

DIVORCE IS NOT A LEGAL PROBLEM!
"Of course it includes legalities, but divorce is really about families, change and starting over.
It's about tax implications and making smart money decisions. It's about where will I go? What will I do? Who will I be?"
Gail Vaz-Oxlade
Gail Vaz-Oxlade
Money Expert, Best Selling Financial Author, Host of TV's Till Debt Do US Part

Top 10 Reasons to use The Common Sense Divorce

Let’s be real – divorce isn’t what anyone plans for, but here you are. You don’t need to make it harder than it already is. On both TV and as financial author I’ve spent decades helping families navigate their finances, and let me tell you something, divorce isn’t just an emotional rollercoaster – it can be a financial disaster if you don’t handle it right. So, here are 10 reasons why The Common Sense Divorce is the smart, practical choice for your divorce in Ontario:

1. Stay Out of Family Court – Trust Me, It’s an Expensive Mess

You don’t need the emotional and financial mess that comes with Family Court. If it didn’t work for your parents, why would it work now? Going to court is like burning money while increasing the drama. You can avoid all that. With The Common Sense Divorce, you get a clear legal process that skips the courtroom chaos, keeps the peace, and saves you time, money, and heartache.

2. We Focus on YOUR Kids – They’re What Matters Most

Divorce is hardest on the kids, but it doesn’t have to ruin their lives. A solid Co-Parenting Plan is the best thing you can give your kids during this time. We help you create a smart, child-focused plan that gives them stability and ensures they feel loved by both parents. When your kids are okay, you’ll be okay.

3. Your New Financial Life Starts Here – Get Smart with Your Money

Divorce changes everything, especially your money. If you’ve been relying on someone else to handle the finances, now’s the time to take control. Our financial experts will help you make money-smart decisions, so you can plan for your future with confidence. No more flying by the seat of your pants – let’s get a plan together.

4. Real Estate and Mortgages – KEEP or SELL?

The roof over your head is a big deal. Should you keep the house? Can you afford it? Is selling a better option? In today’s economy, these decisions aren’t easy. That’s why our Home Services Team – Realtors, Mortgage Brokers, and Real Estate Lawyers – are here to help you figure it all out. We’ll walk you through creative solutions that work for your new reality.

5. The Tax Man Cometh – Don’t Get Caught Off Guard

Divorce is tough enough without triggering a tax disaster. You need a smart plan for dividing assets, and we get that. Our team understands the financial side of divorce inside and out. We’ll help you handle the money, so you don’t end up paying more taxes than you should. Let’s make sure your divorce doesn’t cost you any more than it needs to.

How to Avoid A Messy Divorce

Seriously consider mediation before lawyer litigation

If at all possible, stay out of the Family Courts

Gather and organize your financial documents

Do your homework, understand how divorce works in Ontario

6. Legal Processes That Actually Work – The Best of Mediation & Collaborative Law

Forget the drama. Forget the lawyers yelling in court. We offer a better way. The Common Sense Divorce combines mediation and collaborative law, so you and your spouse can work together on what really matters. You get your own Support Team – legal, financial, and wellness professionals who help you get through this in a way that works for everyone.

7. Fixed Fee Plans with Flexible Payment Options – No Surprises

The last thing you need right now is financial stress, and that includes unexpected bills. We offer Fixed Fee Legal Plans, so you know exactly what you’re paying for upfront. And if cash flow is tight (which it usually is during divorce), we have flexible payment plans to help you manage costs without freaking out about your budget.

8. Online Services – No More Driving or Hiring Babysitters

The world has changed. You shouldn’t have to sit in traffic, waste time in offices, or find a babysitter just to handle your divorce. We offer the convenience of online services available across all of Ontario. Do everything from the comfort of your own home – because you’ve got enough on your plate as it is.

9. Wills, Income Taxes, and Court Submissions – Face the Changes with a Plan

Divorce isn’t just about splitting up. It’s about planning for your new life. You’ll need a new Will, you’ll need to file your first income taxes after the split, and you’ll probably need a new mortgage. Our Fixed Fee Plans include all of this, so you’re not left scrambling. We help you face these changes with a plan that’s smart, strategic, and tailored to your situation.

10. With almost Two Decades of Experience – We’ve Got Your Back

For almost 20 years, The Common Sense Divorce has helped thousands of families start their new lives. Our progressive team of legal, financial, and wellness professionals know exactly what you need to create a financially savvy Separation Agreement that is legal, enforceable, and binding. We’ve seen it all, and we know how to guide you through this without losing your mind or your money.

Ready to Take Control of Your Divorce?

We get it – divorce isn’t easy, but you don’t have to do it alone. The Common Sense Divorce is here to help you make smart, practical decisions that protect your finances, your kids, and your future. Don’t let the emotional chaos take over. Let’s get you started on the right path, with the right plan.

STEP 1 (FREE): Create a Divorce Strategy Pan

BEFORE you do anything, plan your divorce strategy. Understand your rights, responsibilities and obligations. Utilize our FREE Ontario Divorce Strategy Planner.

STEP 2 (FREE): Schedule a Telephone Consult

Let’s talk about your situation and how we help save you time, money and stress — Book a Free Consult at a time that best suits you.

New Beginnings Do NOT Just Happen...
...They Are Created!

New beginnings start with better ways of approaching separation.

Progressive, innovative and financially savvy

The Common Sense Divorce – created for Today’s Family.

The Smart Divorce Solution in Ontario

A Better Way to Address Divorce

...Without Going to Court.

SMART - PEACE OF MIND - WISDOM

The Common Sense Divorce
Smart Virtual Solutions

Available Across Ontario

CREATE YOUR NEW BEGINNING, with confidence, wisdom & peace of mind!

The Common Sense Divorce has been the valuable resource for thousands of Canadians seeking legal, financial and emotional support during the challenging process of divorce.

Services extend virtually across all of Ontario, offering tailored assistance and guidance to individuals navigating the complexities of divorce proceedings.

For couples seeking a sound legal agreement, financially savvy solutions and personalized support, without the escalation of the court system, The Common Sense Divorce facilitates a smoother transition for individuals embarking on a new chapter in their lives.

What It Means When Your Spouse Suggests Mediation

  1. Mediation is typically cheaper than lawyers or the courts
  2. Mediation tends to be the faster divorce process
  3. The courts will require you to consider mediation first
  4. Mediation has an excellent success rate

CREATING A NEW FUTURE?
Choose the RIGHT solution!

Do you want to understand how Online Mediation can work for you?  Book a free JOINT TELEPHONE CONSULT for you and your Spouse.  We will gladly explain the entire process and its benefits.

FREE WEBINAR

The Basics of How Divorce
REALLY Happens in Ontario

Would You like to attend?